There may be a fee for mortgage advice. Brokers fees of up to 1.25% may be charged, although we are happy to discuss payment options. The precise amount will depend upon your circumstances and loan amount. Springtide Capital Limited is authorised and regulated by the Financial Services Authority. The FSA does not regulate most buy-to-let, second charge or commercial mortgages. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.